Thinking About Retirement in the Near Future?

Do you remember the first time you thought about not having to go to work for good? How exciting it is going to be? Having all the time you want to be able to do all the things that you always enjoy doing?

You probably though about how nice it would be not having to get up to go to work on Mondays, and being able to always sleep late and not having to deal with the rush hour madness or getting to work late. Better yet, you probably have thought about looking out of the window early in the morning during a huge snow storm, saying “YESSSS”. Right?  Well, not so fast. First, you have to be prepared.

Financial: Lots of forecast planning is crucial to a healthy retirement. Financially, I am sure that you are not dreaming about retirement living out of only your Social Security check. That could be somewhat impossible. If you have not done so already, the time is now to develop an economic plan that would give the comfort and peace of mind when the time for retirement comes up.

Activities: What about a strategic plan (in writing) to identify activities related to health, fun and engagement, to be performed during those long days and nights? After all, I hope that you are not planning to spend those days watching TV and eating Cheetos. What kinds of outcomes will you expect from such activities? Exercise for fitness and good health, travel and learning of new cultures to keep your brain engage. You’ll be the executor of the plan and it should be mixed.

Legacy: Last but not least, you are currently working. Make no mistake, this is your time to give all you can, produce beyond expectation and create a culture of success. My recommendation is that you focus on leaving behind a legacy that no one will ever doubted you gave all you could for the advanced of the place you worked. You officially made a dent in a business or in people’s lives.

Your retirement will have a significant impact in your life; after all, you have been working since you remember. Make sure that you are mentally prepared to overcome feelings of sadness and guilt for leaving the job, especially if your work was related to the medical field, social services and teaching. Do not worry, you will be replaced and such services will continue to be provided.

Remember, once your finances are secured, your strategic plan is drafted, and your legacy is in place, you will retire and guess what? You will have the time of your life.

ENJOY!